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Free invoicing and accounting for small businesses.
Wave offers free invoicing, estimates and bookkeeping for small businesses, with paid Pro features like receipt scanning and automation.
Freelancers and very small businesses on a budget.
Free plan: yes · Paid plans from $190/year (Pro)
Starter plan free (payment processing fees apply). Pro $190/year billed annually.
Last verified Oct 15, 2026 on the official pricing page. Prices can change; check before you buy.
What it does: AI money and budgeting assistant.
Who it's for: Young adults and anyone who wants a friendly, chat-based way to manage money.
What it does: Personal finance and subscription manager.
Who it's for: People who want to cut wasted subscriptions and keep an eye on their spending.
What it does: AI bookkeeping for small businesses.
Who it's for: Hotel groups, multi-location businesses and their accountants.
AI for small business: practical first steps: Where AI can genuinely save a small business time and money, which affordable tools to try first, and how to start without big risks or big budgets.