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Rocket Money

Personal finance and subscription manager.

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Free plan availablePrice verified Oct 15, 2026

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What it does

Rocket Money is a personal finance app that tracks your spending, finds and helps cancel unwanted subscriptions, negotiates some bills and builds budgets. Premium+ adds Rowan, an AI financial assistant you can text.

Who it's for

People who want to cut wasted subscriptions and keep an eye on their spending.

Good points

  • Free version with core budgeting
  • Finds forgotten subscriptions
  • 'Pay what you think is fair' Premium pricing
  • AI assistant on Premium+

Watch out for

  • Bill negotiation charges a success fee on Free and Premium
  • Requires linking financial accounts
  • Best features need a subscription

Good for

Pricing

Free plan: yes · Paid plans from $7/month (Premium, pay-what-you-want range)

Free version. Premium 'pay what you think is fair', typically $7-$14/month. Premium+ $15/month (adds Rowan AI assistant).

Last verified Oct 15, 2026 on the official pricing page. Prices can change; check before you buy.

Official pricing page

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Cleo

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What it does: AI money and budgeting assistant.

Who it's for: Young adults and anyone who wants a friendly, chat-based way to manage money.

Free plan available Paid from $5.99/month (Cleo Plus) Last verified Oct 15, 2026

Docyt

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What it does: AI bookkeeping for small businesses.

Who it's for: Hotel groups, multi-location businesses and their accountants.

Paid only Paid from $100/location/month (Daily Flash) Last verified Oct 15, 2026