QuickBooks Online
Admin and finance · Intuit
What it does: Small-business accounting with Intuit's AI assistant.
Who it's for: Small businesses and freelancers.
Paid only Paid from $38/month (Simple Start) Last verified Oct 15, 2026
Xero
Admin and finance · Xero
What it does: Cloud accounting for small businesses with AI features.
Who it's for: Small businesses and their accountants.
Paid only Paid from $27/month (Early, US) Last verified Oct 15, 2026
Wave
Admin and finance · Wave Financial (H&R Block)
What it does: Free invoicing and accounting for small businesses.
Who it's for: Freelancers and very small businesses on a budget.
Free plan available Paid from $190/year (Pro) Last verified Oct 15, 2026