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Personal budgeting and net-worth tracker with AI insights.
Monarch connects your bank, card and investment accounts to track spending, budgets, goals and net worth, with an AI assistant for questions about your money.
Individuals and couples who want a full picture of their finances.
Free plan: no · Paid plans from $99.99/year (Core)
7-day free trial. Core $99.99/year ($8.33/month); Plus $199.99/year.
Last verified Oct 15, 2026 on the official pricing page. Prices can change; check before you buy.
What it does: AI money and budgeting assistant.
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